About Reverse Mortgages
For many Arizonans, retirement is a mixed blessing.
On one hand it is a time to enjoy family and
friends, explore special interests, cultivate new
skills and enjoy living to the fullest. But
retirement years can present special challenges.
All too often people find themselves in need of
extra income just to keep up. We focus on
helping older Arizonans live in their home
comfortably and securely by turning the equity in
their home into extra cash or monthly income.
We understand that each individual's needs are
unique. That's why we offer a broad selection
of reverse mortgage products. Deciding if a
reverse mortgage is the right thing to do is an
important decision. We encourage you to take
your time, understand your options, discuss them
with those you trust and feel free to contact us for
assistance at any time. We are confident we
can help guide you to the solution that works best
for you. Ultimately the decision will always
be yours. We respect that and will work
closely with you to help you make the most of your
resources.
For many Americans a reverse mortgage can be a solid
financial decision that can truly improve their
quality of life.
If you are 62 years of age or older and have equity
in your home, a reverse mortgage can turn that
equity into cash, a line of credit, monthly income
or a combination thereof. Unlive a traditional
mortgage, there are no monthly mortgage payments and
the proceeds are tax-free (consult your tax
advisor). There is no income qualification.
Best of all, you retain title to your home.
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